Harassment by your own party

I am a democrat who is being harassed by his own party. I get an average of twenty emails a day to scare me into voting for the President. And about forty calls on our voice mail until 9 PM.

Are they that desperate? I am one of those who are voting for Romney. I was going to vote the rest for the Democrats. Now after today I am voting all the way across the board Republican. And I hope others will do the same. They are terrible the way they treat their own party.

Here are samples of the emails.

This is with one hour. All from Frankel congressman. And it continuously from the same email. I have even gotten insulting.

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Have any of you read the Obamacare bill and it’s taxes?

Not going to express opinion. Just show you. And you come to your own conclusion.

Strongly recommend you read on its website the complete bill of Obamacare. Do you realize some one has to pay for it?

Full List of Obamacare Tax Hikes
Issues: Health
Full List of Obamacare Tax Hikes: Listed by Size of Tax Hike

Complied by Americans for Tax Reform

WASHINGTON, DC — Obamacare contains 20 new or higher taxes on American families and small businesses. Arranged by their respective sizes according to CBO scores, below is the total list of all $500 billion-plus in tax hikes (over the next ten years) in Obamacare, their effective dates, and where to find them in the bill.

$123 Billion: Surtax on Investment Income (Takes effect Jan. 2013): A new, 3.8 percent surtax on investment income earned in households making at least $250,000 ($200,000 single). This would result in the following top tax rates on investment income:

Capital Gains

Dividends

Other*

2012

15%

15%

35%

2013+

23.8%

43.4%

43.4%

*Other unearned income includes (for surtax purposes) gross income from interest, annuities, royalties, net rents, and passive income in partnerships and Subchapter-S corporations. It does not include municipal bond interest or life insurance proceeds, since those do not add to gross income. It does not include active trade or business income, fair market value sales of ownership in pass-through entities, or distributions from retirement plans. The 3.8% surtax does not apply to non-resident aliens. (Bill: Reconciliation Act; Page: 87-93)

$86 Billion: Hike in Medicare Payroll Tax (Takes effect Jan. 2013): Current law and changes:

First $200,000
($250,000 Married)
Employer/Employee

All Remaining Wages
Employer/Employee

Current Law

1.45%/1.45%
2.9% self-employed

1.45%/1.45%
2.9% self-employed

Obamacare Tax Hike

1.45%/1.45%
2.9% self-employed

1.45%/2.35%
3.8% self-employed

Bill: PPACA, Reconciliation Act; Page: 2000-2003; 87-93

$65 Billion: Individual Mandate Excise Tax and Employer Mandate Tax (Both taxes take effect Jan. 2014):

Individual: Anyone not buying “qualifying” health insurance as defined by Obama-appointed HHS bureaucrats must pay an income surtax according to the higher of the following

1 Adult

2 Adults

3+ Adults

2014

1% AGI/$95

1% AGI/$190

1% AGI/$285

2015

2% AGI/$325

2% AGI/$650

2% AGI/$975

2016 +

2.5% AGI/$695

2.5% AGI/$1390

2.5% AGI/$2085

Exemptions for religious objectors, undocumented immigrants, prisoners, those earning less than the poverty line, members of Indian tribes, and hardship cases (determined by HHS). Bill: PPACA; Page: 317-337

Employer: If an employer does not offer health coverage, and at least one employee qualifies for a health tax credit, the employer must pay an additional non-deductible tax of $2000 for all full-time employees. Applies to all employers with 50 or more employees. If any employee actually receives coverage through the exchange, the penalty on the employer for that employee rises to $3000. If the employer requires a waiting period to enroll in coverage of 30-60 days, there is a $400 tax per employee ($600 if the period is 60 days or longer). Bill: PPACA; Page: 345-346

(Combined score of individual and employer mandate tax penalty: $65 billion)

$60.1 Billion: Tax on Health Insurers (Takes effect Jan. 2014): Annual tax on the industry imposed relative to health insurance premiums collected that year. Phases in gradually until 2018. Fully-imposed on firms with $50 million in profits. Bill: PPACA; Page: 1,986-1,993

$32 Billion: Excise Tax on Comprehensive Health Insurance Plans (Takes effect Jan. 2018): Starting in 2018, new 40 percent excise tax on “Cadillac” health insurance plans ($10,200 single/$27,500 family). Higher threshold ($11,500 single/$29,450 family) for early retirees and high-risk professions. CPI +1 percentage point indexed. Bill: PPACA; Page: 1,941-1,956

$23.6 Billion: “Black liquor” tax hike (Took effect in 2010) This is a tax increase on a type of bio-fuel. Bill: Reconciliation Act; Page: 105

$22.2 Billion: Tax on Innovator Drug Companies (Took effect in 2010): $2.3 billion annual tax on the industry imposed relative to share of sales made that year. Bill: PPACA; Page: 1,971-1,980

$20 Billion: Tax on Medical Device Manufacturers (Takes effect Jan. 2013): Medical device manufacturers employ 360,000 people in 6000 plants across the country. This law imposes a new 2.3% excise tax. Exempts items retailing for <;$100. Bill: PPACA; Page: 1,980-1,986

$15.2 Billion: High Medical Bills Tax (Takes effect Jan 1. 2013): Currently, those facing high medical expenses are allowed a deduction for medical expenses to the extent that those expenses exceed 7.5 percent of adjusted gross income (AGI). The new provision imposes a threshold of 10 percent of AGI. Waived for 65+ taxpayers in 2013-2016 only. Bill: PPACA; Page: 1,994-1,995

$13.2 Billion: Flexible Spending Account Cap – aka “Special Needs Kids Tax” (Takes effect Jan. 2013): Imposes cap on FSAs of $2500 (now unlimited). Indexed to inflation after 2013. There is one group of FSA owners for whom this new cap will be particularly cruel and onerous: parents of special needs children. There are thousands of families with special needs children in the United States, and many of them use FSAs to pay for special needs education. Tuition rates at one leading school that teaches special needs children in Washington, D.C. (National Child Research Center) can easily exceed $14,000 per year. Under tax rules, FSA dollars can be used to pay for this type of special needs education. Bill: PPACA; Page: 2,388-2,389

$5 Billion: Medicine Cabinet Tax (Took effect Jan. 2011): Americans no longer able to use health savings account (HSA), flexible spending account (FSA), or health reimbursement (HRA) pre-tax dollars to purchase non-prescription, over-the-counter medicines (except insulin). Bill: PPACA; Page: 1,957-1,959

$4.5 Billion: Elimination of tax deduction for employer-provided retirement Rx drug coverage in coordination with Medicare Part D (Takes effect Jan. 2013) Bill: PPACA; Page: 1,994

$4.5 Billion: Codification of the “economic substance doctrine” (Took effect in 2010): This provision allows the IRS to disallow completely-legal tax deductions and other legal tax-minimizing plans just because the IRS deems that the action lacks “substance” and is merely intended to reduce taxes owed. Bill: Reconciliation Act; Page: 108-113

$2.7 Billion: Tax on Indoor Tanning Services (Took effect July 1, 2010): New 10 percent excise tax on Americans using indoor tanning salons. Bill: PPACA; Page: 2,397-2,399

$1.4 Billion: HSA Withdrawal Tax Hike (Took effect Jan. 2011): Increases additional tax on non-medical early withdrawals from an HSA from 10 to 20 percent, disadvantaging them relative to IRAs and other tax-advantaged accounts, which remain at 10 percent. Bill: PPACA; Page: 1,959

$0.6 Billion: $500,000 Annual Executive Compensation Limit for Health Insurance Executives (Takes effect Jan. 2013): Bill: PPACA; Page: 1,995-2,000

$0.4 Billion: Blue Cross/Blue Shield Tax Hike (Took effect in 2010): The special tax deduction in current law for Blue Cross/Blue Shield companies would only be allowed if 85 percent or more of premium revenues are spent on clinical services. Bill: PPACA; Page: 2,004

$ Negligible: Excise Tax on Charitable Hospitals (Took effect in 2010): $50,000 per hospital if they fail to meet new "community health assessment needs," "financial assistance," and "billing and collection" rules set by HHS. Bill: PPACA; Page: 1,961-1,971

$ Negligible: Employer Reporting of Insurance on W-2 (Took effect in Jan. 2012): Preamble to taxing health benefits on individual tax returns. Bill: PPACA; Page: 1,957

Read more: http://www.atr.org/full-list-obamacare-tax-hikes-listed-a7010#ixzz1zTXuZUYl

Technology phobia

Have you ever notice that around Christmas new technology comes out. Now this year we have two types of Ipad are coming out. And everyone has to get them. No matter how much it cost. The Ipad mini for $329 and up. And the fourth generation Ipad $499 and up. Why do we need the new ones. It has only a few months since the last Ipad. Why do you have to get a new one when you still have a great one originally. Some have bought every one within the last three years or four years.

I bought the original first generation Ipad 64 gigabyte on the opening day. And I love it. Why should i buy another? It is still functional.

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The next thing is what to do with our Iphones when we either upgrade or change carriers. Well I had the first original generation. And the third. Also 3S and 4. Plus the 4S. Now the 4 is still good so I gave that to my wife who had an old Blackberry. She loves it. The two 4S i still use. Yes I have two phones. two different carriers. And refuse to go to the 5. Why should I upgrade? I don’t see any reason. As to the past ones I am using them as readers and video players. I leave the old sim card and it will not ask for one. It will ask to activate but that is only once in while.

This also goes for the I touch and the Nano. I us the 1st generation 16GB for my TV programs. My 2nd genration 64GB for my photos and audio books. And old TV programs I can not transfer to an ipod. So through an app I use the 2nd generation i touch. And it is fully independent of itunes. Thanks to the cloud.

This one below is 3rd generation Nano with a camera 16 GB. I use it for video taping Skiing event. And next picture is the 1st generation i touch 8GB. The next photo is the 2nd generation i touch 64GB. All functional.Image

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So why buy new ones when you have just as good of old ones that meets your needs.

It is like when I use to take the train. And sit by a person working on their laptop. I ask them what program they are using. And instead of buying it I built one like it to my wants. Before it was software.Now it is phones tablets and mp3 devices.Why buy new when you can be innovative with the old.

Truthfully i was ready to by the ipad mini for $325 at 16 GB. Why? When I could get a Nano Color or Tablet for $149 to $199 with a 32 GB card. Yes it won’t be an ipad. But how many of thier features do you use? Most people are using it for the basics. I use it for spreadsheets, word documents, and presentations. Doing my banking and watch movies and TV programs. Also you have to look at expandability. Is 16 GB enough? No it is not. And there is no card slot. No doubt you have the cloud. But then you have to be with Wifi. Not everywhere do you have Wifi. And you have the cloud for any device. Skydrive, Dropbox, 1&1, i cloud, and many more.

So think about it when you are buying mobile devices. Go with the pack and wonder why i got that. And have to upgrade again. Or buy a device that meets your needs that may be cheaper. And not be part of the in crowd. It will save you a lot of money, anxiety, and heart ache.

Be smart. Be yourself

** This is not an endorsement for any products mentioned. They are all good. Some better than others. This is showing you alternatives to the higher end. And in the end it is you and your needs that govern your decision.

Dreams of the new season

The new WC Alpine Season is upon us. The excitement is growing. Questions are being asked. Who will be the Overall this year? Who will dominate? Will Lindsey Vonn break most of the records this year? Will her challenge to race in Lake Louise against the men jeopardize her Overall chances at number 5? Will this handicap make the playing field more even? Will Julia Mancuso become the top American? Will Lara Gut get out of her slump of last year and start scoring? And reach her potential? Will Tina Maze become the bride instead of always being the bridesmade?

It is going to be an exciting season. A season to be remember.

Enjoy the FIS WC Alpine Skiing season,

Happy skiing

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What is love

Walk for the Cure 2012. It was an exciting day. We talk more than we normally do daily. We text a lot. But here we enjoyed each other incredibly. This our super bowl for us. My therapist strongly recommend that I did not go because it would hurt me on my physical therapy progress. Of course I feel that Maria is more important than I am.

Well it worked out. I actually feel better. And help the area that the therapy has been performed.

Even if it did hurt my progress it did not matter. Maria is worth it. And that is what love is all about. I am here for my wife. And she is here for me.

So don’t let your limitations keep you from inhibiting your love for your spouse. And if you can not understand that then you need to examine your relationship. It shows you really never knew what true love is all about.

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Longing to having a conversation.

Today I was listening to a poem by Pablo Neruda. And I think of the movie Mindwalk. It is not a movie for people who loves action. But it is for listening to a good conversation. Not a conversation where you listen to yourself. But listen to all. And learn from their experience. No more is the conversation of the intellect. Today it is to bring about a point to be made. Or a shouting match. Today conversations are about yourself. And your petty thinking. Instead, you should be thinking of how I can contribute to the enrichment of each other.

I miss those beautiful conversations that keeps you up half of the night. And then after you ponder its meaning. This is a conversation. Not like Facebook or Twitter. A one way conversation.

Think of it sometime. And if you don’t understand what I mean, watch the movie Mindwalk. And if you never heard of Pablo Neruda, then go to the library. Read his poems.

You might learn something other than four letter words.

Thank God there are events other than a Presidential Election

Tonight I saw the debate. And the networks are naming winners. But what we heard tonight was the same as we have heard for the past weeks.

At least my winter start with the the Walk for the Cure on Saturday. And a week later starts the FIS Alpine Skiing Competition. It is going to be the closest season ever. The competition has been up by all the countries.

Walk for the cure